The Blog
Practical, jargon-free writing on money, code and the small tools that make life easier — from the people who build them.
The EMI Formula, Demystified (With a Real Example)
Ever wondered how your bank arrives at that exact monthly EMI figure? Here's the formula, what each part means, and a worked example you can follow.
Read article →Stop Debugging Minified JSON: Format It First
A single misplaced comma can break an entire app. Here's why formatting and validating JSON saves you real time — and how to do it without leaking sensitive data.
Read article →Strong Passwords, Without the Headache
Length beats complexity, reuse is the real danger, and a generator does the boring part. A practical, no-nonsense guide to passwords that actually hold up.
Read article →SIP or Lump Sum? What the Maths Actually Says
Should you invest all at once or spread it out monthly? The honest answer depends less on returns and more on when you have the money — and how your nerves hold up.
Read article →CGST, SGST, IGST: GST in Plain English
Three confusing acronyms, one simple idea. Here's what India's GST split actually means for a bill — and how to work out the tax in either direction.
Read article →What Your BMI Does — and Doesn't — Tell You
BMI is a useful starting point, not a verdict. Here's how to read your number sensibly, and where the measure quietly falls short.
Read article →Base64 Isn't Encryption — Here's What It Actually Does
Base64 shows up everywhere in web development, and it's widely misunderstood. A short, clear explanation of what it is, why it exists, and when to reach for it.
Read article →Home Loan Prepayment: When It's Brilliant, When It Isn't
Paying off your home loan early can save lakhs in interest — but not always, and not for everyone. Here's how to decide with your own numbers.
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